Side-by-side · Q2 2026 data
Members Trust Federal Credit Union vs St. James Parish Credit Union
Metric by metric
| Measure | Members Trust Federal Credit Union | St. James Parish Credit Union |
|---|---|---|
| TellerScore | 87 | 90 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 98 | 100 (stronger) |
| Earnings | 47 | 72 (stronger) |
| Funding & liquidity | 90 (stronger) | 68 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 83rd | 89th |
| Total assets | $23.4M | $5.9M |
| Deposits / shares | $18.8M | $4.4M |
| Capital ratio | 19.11% | 21.83% (stronger) |
| Problem loans | 0.05% | 0.00% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.66% |
| Return on assets | 0.67% | 1.29% (stronger) |
| Loans ÷ deposits | 70.0% (stronger) | 92.4% |
| Uninsured deposits | 2.4% | 0.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
St. James Parish Credit Union has the higher TellerScore (90 vs 87). On the 7 directional measures above (where higher or lower is clearly better), Members Trust Federal Credit Union leads on 2 and St. James Parish Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.