St. James Parish Credit Union (NCUA charter #62624) is based in Cincinnati, Ohio. Its Q2 2026 call report shows $5.9M in total assets and $4.4M in member shares and deposits and 1 office.
Based on its Q2 2026 filing, St. James Parish Credit Union scores 90/100, which we describe as very strong. That is higher than 89% of 2,479 credit unions with under $100 million in assets. Among 192 credit unions headquartered in Ohio, it ranks 16th. Its strongest component is capital cushion (100/100; 21.83%), and its lowest is funding & liquidity (68/100; 92% loans-to-deposits, 0% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 8 points (98 → 90), mostly because the earnings component weakened by 28 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 89 |
| Q3 2024 | 87 |
| Q4 2024 | 79 |
| Q1 2025 | 98 |
| Q2 2025 | 98 |
| Q3 2025 | 98 |
| Q4 2025 | 82 |
| Q1 2026 | 87 |
| Q2 2026 | 90 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 20.89% |
| Q3 2024 | 20.77% |
| Q4 2024 | 20.47% |
| Q1 2025 | 21.71% |
| Q2 2025 | 22.48% |
| Q3 2025 | 22.42% |
| Q4 2025 | 20.94% |
| Q1 2026 | 22.26% |
| Q2 2026 | 21.83% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.32% |
| Q4 2024 | 1.16% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.46% |
| Q1 2026 | 0.43% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.89% |
| Q3 2024 | 1.00% |
| Q4 2024 | 0.94% |
| Q1 2025 | 2.72% |
| Q2 2025 | 3.48% |
| Q3 2025 | 1.95% |
| Q4 2025 | 0.68% |
| Q1 2026 | 1.39% |
| Q2 2026 | 1.29% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 90 | $5.9M | 21.83% | 0.00% | 1.29% | 92.4% |
| Q1 2026 | 87 | $5.7M | 22.26% | 0.43% | 1.39% | 87.8% |
| Q4 2025 | 82 | $6.0M | 20.94% | 0.46% | 0.68% | 85.0% |
| Q3 2025 | 98 | $5.8M | 22.42% | 0.00% | 1.95% | 74.3% |
| Q2 2025 | 98 | $5.6M | 22.48% | 0.00% | 3.48% | 73.3% |
| Q1 2025 | 98 | $5.7M | 21.71% | 0.00% | 2.72% | 71.9% |
| Q4 2024 | 79 | $5.9M | 20.47% | 1.16% | 0.94% | 72.8% |
| Q3 2024 | 87 | $5.8M | 20.77% | 0.32% | 1.00% | 75.6% |
| Q2 2024 | 89 | $5.6M | 20.89% | 0.00% | 0.89% | 73.7% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Ohio
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| St. Paschal Baylons Federal Credit UnionCredit union Highland Height, OH | 79 out of 100, Strong | $5.9M | 12.7% | 0.00% | vs |
| Columbiana County School Empl Credit UnionCredit union Lisbon, OH | 74 out of 100, Strong | $6.0M | 25.4% | 0.65% | vs |
| Nickel Steel Federal Credit UnionCredit union Lima, OH | 76 out of 100, Strong | $5.2M | 33.1% | 0.42% | vs |
| W T Community Federal Credit UnionCredit union Cincinnati, OH | 66 out of 100, Moderate | $4.6M | 9.8% | 0.09% | vs |
| Nueva Esperanza Community Credit UnionCredit union Toledo, OH | 68 out of 100, Moderate | $4.5M | 47.8% | 2.79% | vs |
| McDonald Community Federal Credit UnionCredit union Mc Donald, OH | 79 out of 100, Strong | $4.4M | 12.5% | 0.00% | vs |
Deposit insurance
Is my money safe at St. James Parish Credit Union?
Yes. St. James Parish Credit Union is a federally insured credit union (NCUA charter #62624). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 21.83%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
St. James Parish Credit Union lists 1 office in 1 city. Most locations:
- Cincinnati, OH (1)
Identity & history
Profile
- Legal name
- St. James Parish Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 62624
- RSSD ID
- 914590
- Primary regulator
- State + NCUA
- Established
- 1939
- Headquarters
- 6195 Cheviot Rd, Cincinnati, OH 45247
- Employees
- 4
Quick answers
St. James Parish Credit Union: common questions
Is St. James Parish Credit Union NCUA insured?
Yes. St. James Parish Credit Union is a federally insured credit union (NCUA charter #62624). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is St. James Parish Credit Union's TellerScore?
90 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does St. James Parish Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Cincinnati
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Superior Credit Union, IncCredit union Lima, OH | 94 out of 100, Very strong | $2.0B | 15.2% | 0.20% | vs |
| Cincinnati Interagency Federal Credit UnionCredit union Cincinnati, OH | 92 out of 100, Very strong | $30.8M | 18.2% | 0.82% | vs |
| Children'S Medical Center Federal Credit UnionCredit union Cincinnati, OH | 91 out of 100, Very strong | $46.8M | 20.3% | 0.52% | vs |
| Northern Kentucky Federal Credit UnionCredit union Highland Height, KY | 91 out of 100, Very strong | $43.1M | 14.0% | 0.29% | vs |
| Deca Credit UnionCredit union Cincinnati, OH | 90 out of 100, Very strong | $7.6M | 18.9% | 0.45% | vs |
| Spring Valley BankBank Wyoming, OH | 89 out of 100, Very strong | $113.6M | 34.1% | 0.43% | vs |