Side-by-side · Q2 2026 data
Members Trust of the Southwest Federal Credit Union vs Investex Credit Union
Credit union
Members Trust of the Southwest Federal Credit Union
Houston, Texas · $100 million – $1 billion
Metric by metric
| Measure | Members Trust of the Southwest Federal Credit Union | Investex Credit Union |
|---|---|---|
| TellerScore | 70 | 71 (stronger) |
| Capital cushion | 35 | 64 (stronger) |
| Loan quality | 97 (stronger) | 84 |
| Earnings | 72 (stronger) | 30 |
| Funding & liquidity | 71 | 100 (stronger) |
| Problem-loan coverage | 97 (stronger) | 96 |
| Peer percentile | 51st | 54th |
| Total assets | $273.7M | $245.4M |
| Deposits / shares | $250.7M | $228.6M |
| Capital ratio | 8.52% | 11.39% (stronger) |
| Problem loans | 0.09% (stronger) | 0.47% |
| Net charge-offs | 0.13% (stronger) | 0.93% |
| Return on assets | 1.31% (stronger) | 0.26% |
| Loans ÷ deposits | 89.2% | 57.8% (stronger) |
| Uninsured deposits | 13.0% | 0.0% (stronger) |
| Offices | 1 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Investex Credit Union has the higher TellerScore (71 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Members Trust of the Southwest Federal Credit Union leads on 3 and Investex Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.