Side-by-side · Q2 2026 data
Members1st Community Credit Union vs Ascentra Credit Union
Metric by metric
| Measure | Members1st Community Credit Union | Ascentra Credit Union |
|---|---|---|
| TellerScore | 59 | 63 (stronger) |
| Capital cushion | 45 | 52 (stronger) |
| Loan quality | 71 | 75 (stronger) |
| Earnings | 37 | 41 (stronger) |
| Funding & liquidity | 83 (stronger) | 78 |
| Problem-loan coverage | 83 | 89 (stronger) |
| Peer percentile | 19th | 29th |
| Total assets | $311.1M | $596.0M |
| Deposits / shares | $278.8M | $511.6M |
| Capital ratio | 9.54% | 10.16% (stronger) |
| Problem loans | 0.88% | 0.76% (stronger) |
| Net charge-offs | 0.80% | 0.48% (stronger) |
| Return on assets | 0.42% | 0.53% (stronger) |
| Loans ÷ deposits | 77.3% (stronger) | 81.8% |
| Uninsured deposits | 4.0% | 3.5% (stronger) |
| Offices | 8 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.4% | 18.5% |
Ascentra Credit Union has the higher TellerScore (63 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Members1st Community Credit Union leads on 1 and Ascentra Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.