Headquartered in Bettendorf, Iowa, Ascentra Credit Union is a federally insured state-chartered credit union with $596.0M in total assets and $511.6M in member shares and deposits as of Q2 2026. It operates 9 offices across 2 states. Its charter dates back to 1950.
Ascentra Credit Union has a TellerScore of 63 out of 100 (moderate) based on Q2 2026 data — higher than only 29% of its 1,341 credit unions with $100 million – $1 billion. Among 66 credit unions headquartered in Iowa, it ranks 48th. Problem-loan coverage contributes the most (89/100, 5.3%); earnings contributes the least (41/100, 0.53%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (64 → 63).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 60 |
| Q3 2024 | 61 |
| Q4 2024 | 60 |
| Q1 2025 | 63 |
| Q2 2025 | 64 |
| Q3 2025 | 61 |
| Q4 2025 | 62 |
| Q1 2026 | 61 |
| Q2 2026 | 63 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 10.06% |
| Q3 2024 | 10.37% |
| Q4 2024 | 10.29% |
| Q1 2025 | 9.99% |
| Q2 2025 | 10.08% |
| Q3 2025 | 10.33% |
| Q4 2025 | 10.25% |
| Q1 2026 | 10.07% |
| Q2 2026 | 10.16% |
Show as table
| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.04% |
| Q3 2024 | 1.00% |
| Q4 2024 | 0.97% |
| Q1 2025 | 0.75% |
| Q2 2025 | 0.68% |
| Q3 2025 | 1.03% |
| Q4 2025 | 0.89% |
| Q1 2026 | 0.89% |
| Q2 2026 | 0.76% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.57% |
| Q3 2024 | 0.54% |
| Q4 2024 | 0.43% |
| Q1 2025 | 0.55% |
| Q2 2025 | 0.55% |
| Q3 2025 | 0.59% |
| Q4 2025 | 0.53% |
| Q1 2026 | 0.50% |
| Q2 2026 | 0.53% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 63 | $596.0M | 10.16% | 0.76% | 0.53% | 81.8% |
| Q1 2026 | 61 | $593.2M | 10.07% | 0.89% | 0.50% | 81.0% |
| Q4 2025 | 62 | $575.2M | 10.25% | 0.89% | 0.53% | 84.9% |
| Q3 2025 | 61 | $566.5M | 10.33% | 1.03% | 0.59% | 85.8% |
| Q2 2025 | 64 | $571.2M | 10.08% | 0.68% | 0.55% | 83.2% |
| Q1 2025 | 63 | $568.4M | 9.99% | 0.75% | 0.55% | 81.5% |
| Q4 2024 | 60 | $543.9M | 10.29% | 0.97% | 0.43% | 85.3% |
| Q3 2024 | 61 | $538.9M | 10.37% | 1.00% | 0.54% | 85.9% |
| Q2 2024 | 60 | $549.3M | 10.06% | 1.04% | 0.57% | 83.7% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Iowa
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Greater Iowa Credit UnionCredit union Ames, IA | 59 out of 100, Moderate | $715.1M | 9.7% | 0.96% | vs |
| Corda Credit UnionCredit union Cedar Rapids, IA | 58 out of 100, Moderate | $776.3M | 9.5% | 0.66% | vs |
| Premier Credit UnionCredit union Des Moines, IA | 51 out of 100, Below average | $382.9M | 8.6% | 1.09% | vs |
| Members1st Community Credit UnionCredit union Marshalltown, IA | 59 out of 100, Moderate | $311.1M | 9.5% | 0.88% | vs |
| Community Choice Credit UnionCredit union Johnston, IA | 79 out of 100, Strong | $922.9M | 12.7% | 0.57% | vs |
| Citizens Community Credit UnionCredit union Fort Dodge, IA | 88 out of 100, Very strong | $253.6M | 19.1% | 0.73% | vs |
Deposit insurance
Is my money safe at Ascentra Credit Union?
Yes. Ascentra Credit Union is a federally insured credit union (NCUA charter #63268). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 3.5% of shares and deposits ($17.9M) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 10.16%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
9 locations
Branches
Ascentra Credit Union lists 9 offices in 5 cities across 2 states. Most locations:
- Davenport, IA (3)
- Bettendorf, IA (2)
- Clinton, IA (2)
- Moline, IL (1)
- Muscatine, IA (1)
HMDA 2025
Mortgage lending
In 2025, Ascentra Credit Union reported 870 home-loan applications under HMDA (LEI 549300NSOTTGIGCIV712): 623 originated ($68,225,000 total), 142 denied, and 104 withdrawn or closed by the applicant. Its denial rate on decided applications was 18.5%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Ascentra Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 63268
- RSSD ID
- 555591
- Primary regulator
- State + NCUA
- Established
- 1950
- Headquarters
- PO Box 1107, Bettendorf, IA 52722
- Employees
- 182
Quick answers
Ascentra Credit Union: common questions
Is Ascentra Credit Union NCUA insured?
Yes. Ascentra Credit Union is a federally insured credit union (NCUA charter #63268). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Ascentra Credit Union's TellerScore?
63 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Ascentra Credit Union have?
9 offices as of the latest NCUA data, in 2 states.
Nearby
Highest-scoring banks and credit unions with branches near Bettendorf
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Kone Employees Credit UnionCredit union Moline, IL | 94 out of 100, Very strong | $20.7M | 17.5% | 0.55% | vs |
| Blue Grass Savings BankBank Blue Grass, IA | 89 out of 100, Very strong | $225.5M | 14.3% | 0.34% | vs |
| Farmers National BankBank Prophetstown, IL | 88 out of 100, Very strong | $895.7M | 15.0% | 0.23% | vs |
| First Central State BankBank Dewitt, IA | 83 out of 100, Strong | $772.4M | 13.4% | 0.21% | vs |
| Service Plus Credit UnionCredit union Moline, IL | 81 out of 100, Strong | $34.7M | 12.3% | 0.46% | vs |
| 1st Gateway Credit UnionCredit union Camanche, IA | 80 out of 100, Strong | $170.9M | 14.1% | 0.35% | vs |