Side-by-side · Q2 2026 data
Members1st Community Credit Union vs Citizens Community Credit Union
Metric by metric
| Measure | Members1st Community Credit Union | Citizens Community Credit Union |
|---|---|---|
| TellerScore | 59 | 88 (stronger) |
| Capital cushion | 45 | 100 (stronger) |
| Loan quality | 71 | 76 (stronger) |
| Earnings | 37 | 87 (stronger) |
| Funding & liquidity | 83 (stronger) | 79 |
| Problem-loan coverage | 83 | 95 (stronger) |
| Peer percentile | 19th | 92nd |
| Total assets | $311.1M | $253.6M |
| Deposits / shares | $278.8M | $201.9M |
| Capital ratio | 9.54% | 19.14% (stronger) |
| Problem loans | 0.88% | 0.73% (stronger) |
| Net charge-offs | 0.80% | 0.76% (stronger) |
| Return on assets | 0.42% | 1.69% (stronger) |
| Loans ÷ deposits | 77.3% (stronger) | 81.1% |
| Uninsured deposits | 4.0% (stronger) | 5.0% |
| Offices | 8 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.4% | — |
Citizens Community Credit Union has the higher TellerScore (88 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Members1st Community Credit Union leads on 2 and Citizens Community Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.