Side-by-side · Q2 2026 data
Members1st Community Credit Union vs Premier Credit Union
Metric by metric
| Measure | Members1st Community Credit Union | Premier Credit Union |
|---|---|---|
| TellerScore | 59 (stronger) | 51 |
| Capital cushion | 45 (stronger) | 36 |
| Loan quality | 71 (stronger) | 64 |
| Earnings | 37 (stronger) | 34 |
| Funding & liquidity | 83 (stronger) | 63 |
| Problem-loan coverage | 83 (stronger) | 78 |
| Peer percentile | 19th | 7th |
| Total assets | $311.1M | $382.9M |
| Deposits / shares | $278.8M | $346.4M |
| Capital ratio | 9.54% (stronger) | 8.59% |
| Problem loans | 0.88% (stronger) | 1.09% |
| Net charge-offs | 0.80% | 0.26% (stronger) |
| Return on assets | 0.42% (stronger) | 0.35% |
| Loans ÷ deposits | 77.3% (stronger) | 97.4% |
| Uninsured deposits | 4.0% (stronger) | 4.2% |
| Offices | 8 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.4% | 13.8% |
Members1st Community Credit Union has the higher TellerScore (59 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Members1st Community Credit Union leads on 6 and Premier Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.