TellerScore

Side-by-side · Q2 2026 data

Membersfirst Credit Union vs Credit Union of Georgia

Credit union

Membersfirst Credit Union

Decatur, Georgia · $100 million – $1 billion

76of 100
Strong

Credit union

Credit Union of Georgia

Woodstock, Georgia · $100 million – $1 billion

68of 100
Moderate

Metric by metric

MeasureMembersfirst Credit UnionCredit Union of Georgia
TellerScore76 (stronger)68
Capital cushion67 (stronger)55
Loan quality93 (stronger)67
Earnings5268 (stronger)
Funding & liquidity82 (stronger)81
Problem-loan coverage98 (stronger)86
Peer percentile68th45th
Total assets$429.0M$766.1M
Deposits / shares$376.8M$670.3M
Capital ratio11.73% (stronger)10.46%
Problem loans0.20% (stronger)1.00%
Net charge-offs0.25% (stronger)0.31%
Return on assets0.80%1.20% (stronger)
Loans ÷ deposits78.0% (stronger)79.1%
Uninsured deposits3.7% (stronger)6.8%
Offices139
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)—24.6%

Membersfirst Credit Union has the higher TellerScore (76 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Membersfirst Credit Union leads on 6 and Credit Union of Georgia on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

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