Side-by-side · Q2 2026 data
Membersfirst Credit Union vs Southeastern Credit Union
Metric by metric
| Measure | Membersfirst Credit Union | Southeastern Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 73 |
| Capital cushion | 67 (stronger) | 58 |
| Loan quality | 93 (stronger) | 86 |
| Earnings | 52 | 66 (stronger) |
| Funding & liquidity | 82 (stronger) | 74 |
| Problem-loan coverage | 98 (stronger) | 94 |
| Peer percentile | 68th | 60th |
| Total assets | $429.0M | $440.7M |
| Deposits / shares | $376.8M | $388.5M |
| Capital ratio | 11.73% (stronger) | 10.81% |
| Problem loans | 0.20% (stronger) | 0.41% |
| Net charge-offs | 0.25% | 0.17% (stronger) |
| Return on assets | 0.80% | 1.14% (stronger) |
| Loans ÷ deposits | 78.0% (stronger) | 85.8% |
| Uninsured deposits | 3.7% (stronger) | 5.9% |
| Offices | 13 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.3% |
Membersfirst Credit Union has the higher TellerScore (76 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Membersfirst Credit Union leads on 5 and Southeastern Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.