Side-by-side · Q2 2026 data
Membersource Credit Union vs Lone Star Credit Union
Metric by metric
| Measure | Membersource Credit Union | Lone Star Credit Union |
|---|---|---|
| TellerScore | 70 (stronger) | 65 |
| Capital cushion | 74 (stronger) | 39 |
| Loan quality | 87 | 92 (stronger) |
| Earnings | 25 | 39 (stronger) |
| Funding & liquidity | 76 | 88 (stronger) |
| Problem-loan coverage | 95 | 96 (stronger) |
| Peer percentile | 51st | 34th |
| Total assets | $196.5M | $188.3M |
| Deposits / shares | $171.4M | $169.8M |
| Capital ratio | 12.45% (stronger) | 8.93% |
| Problem loans | 0.40% | 0.25% (stronger) |
| Net charge-offs | 0.77% (stronger) | 0.80% |
| Return on assets | 0.14% | 0.49% (stronger) |
| Loans ÷ deposits | 83.8% | 72.0% (stronger) |
| Uninsured deposits | 8.0% | 7.9% (stronger) |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Membersource Credit Union has the higher TellerScore (70 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Membersource Credit Union leads on 3 and Lone Star Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.