Side-by-side · Q2 2026 data
Memorial Federal Credit Union vs Biloxi Teachers Federal Credit Union
Credit union
Biloxi Teachers Federal Credit Union
Biloxi, Mississippi · Under $100 million in assets
Metric by metric
| Measure | Memorial Federal Credit Union | Biloxi Teachers Federal Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 83 |
| Capital cushion | 100 (stronger) | 69 |
| Loan quality | 95 (stronger) | 92 |
| Earnings | 24 | 71 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 75th | 72nd |
| Total assets | $5.9M | $12.1M |
| Deposits / shares | $3.6M | $10.7M |
| Capital ratio | 38.30% (stronger) | 11.92% |
| Problem loans | 0.16% (stronger) | 0.25% |
| Net charge-offs | 0.91% | 0.25% (stronger) |
| Return on assets | 0.10% | 1.29% (stronger) |
| Loans ÷ deposits | 55.7% | 36.4% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Memorial Federal Credit Union has the higher TellerScore (84 vs 83). On the 6 directional measures above (where higher or lower is clearly better), Memorial Federal Credit Union leads on 3 and Biloxi Teachers Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.