Side-by-side · Q2 2026 data
Memorial Federal Credit Union vs Meridian Postal Federal Credit Union
Credit union
Meridian Postal Federal Credit Union
Meridian, Mississippi · Under $100 million in assets
Metric by metric
| Measure | Memorial Federal Credit Union | Meridian Postal Federal Credit Union |
|---|---|---|
| TellerScore | 84 | 86 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 95 | 100 (stronger) |
| Earnings | 24 | 30 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 75th | 80th |
| Total assets | $5.9M | $4.4M |
| Deposits / shares | $3.6M | $3.4M |
| Capital ratio | 38.30% (stronger) | 23.04% |
| Problem loans | 0.16% | 0.00% (stronger) |
| Net charge-offs | 0.91% (stronger) | 3.43% |
| Return on assets | 0.10% | 0.25% (stronger) |
| Loans ÷ deposits | 55.7% | 25.5% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Meridian Postal Federal Credit Union has the higher TellerScore (86 vs 84). On the 6 directional measures above (where higher or lower is clearly better), Memorial Federal Credit Union leads on 2 and Meridian Postal Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.