Meridian Postal Federal Credit Union is a federal credit union headquartered in Meridian, Mississippi, in business for about 94 years. At the end of Q2 2026 it reported $4.4M in total assets and $3.4M in member shares and deposits, with 1 office.
Meridian Postal Federal Credit Union has a TellerScore of 86 out of 100 (very strong) based on Q2 2026 data — higher than 80% of its 2,479 credit unions with under $100 million in assets. Among 55 credit unions headquartered in Mississippi, it ranks 11th. Capital cushion contributes the most (100/100, 23.04%); earnings contributes the least (30/100, 0.25%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (85 → 86).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 79 |
| Q3 2024 | 85 |
| Q4 2024 | 85 |
| Q1 2025 | 85 |
| Q2 2025 | 85 |
| Q3 2025 | 85 |
| Q4 2025 | 60 |
| Q1 2026 | 82 |
| Q2 2026 | 86 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 21.39% |
| Q3 2024 | 21.30% |
| Q4 2024 | 21.18% |
| Q1 2025 | 20.82% |
| Q2 2025 | 20.54% |
| Q3 2025 | 20.92% |
| Q4 2025 | 21.17% |
| Q1 2026 | 22.49% |
| Q2 2026 | 23.04% |
Show as table
| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.74% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 3.48% |
| Q1 2026 | 0.40% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.15% |
| Q3 2024 | 0.17% |
| Q4 2024 | 0.12% |
| Q1 2025 | 0.14% |
| Q2 2025 | 0.15% |
| Q3 2025 | 0.16% |
| Q4 2025 | 0.15% |
| Q1 2026 | 0.15% |
| Q2 2026 | 0.25% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 86 | $4.4M | 23.04% | 0.00% | 0.25% | 25.5% |
| Q1 2026 | 82 | $4.5M | 22.49% | 0.40% | 0.15% | 24.7% |
| Q4 2025 | 60 | $4.8M | 21.17% | 3.48% | 0.15% | 24.9% |
| Q3 2025 | 85 | $4.9M | 20.92% | 0.00% | 0.16% | 21.5% |
| Q2 2025 | 85 | $4.9M | 20.54% | 0.00% | 0.15% | 21.4% |
| Q1 2025 | 85 | $4.9M | 20.82% | 0.00% | 0.14% | 21.2% |
| Q4 2024 | 85 | $4.8M | 21.18% | 0.00% | 0.12% | 22.2% |
| Q3 2024 | 85 | $4.7M | 21.30% | 0.00% | 0.17% | 23.4% |
| Q2 2024 | 79 | $4.7M | 21.39% | 0.74% | 0.15% | 23.9% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Mississippi
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Muw Federal Credit UnionCredit union Columbus, MS | 43 out of 100, Below average | $4.4M | 9.6% | 3.49% | vs |
| Shelby/Bolivar County Federal Credit UnionCredit union Boyle, MS | 71 out of 100, Strong | $4.5M | 20.3% | 5.89% | vs |
| Water'S Edge Federal Credit UnionCredit union Biloxi, MS | 49 out of 100, Below average | $5.0M | 7.2% | 1.12% | vs |
| Community Partners Federal Credit UnionCredit union Newton, MS | 60 out of 100, Moderate | $5.3M | 9.2% | 0.25% | vs |
| Tombigbee Federal Credit UnionCredit union Amory, MS | 87 out of 100, Very strong | $5.5M | 19.4% | 1.18% | vs |
| Memorial Federal Credit UnionCredit union Gulfport, MS | 84 out of 100, Strong | $5.9M | 38.3% | 0.16% | vs |
Deposit insurance
Is my money safe at Meridian Postal Federal Credit Union?
Yes. Meridian Postal Federal Credit Union is a federally insured credit union (NCUA charter #24894). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 23.04%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Meridian Postal Federal Credit Union lists 1 office in 1 city. Most locations:
- Meridian, MS (1)
Identity & history
Profile
- Legal name
- Meridian Postal Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 24894
- RSSD ID
- 942696
- Primary regulator
- NCUA
- Established
- 1932
- Headquarters
- P O Box 654, Meridian, MS 39302
- Employees
- 3
Quick answers
Meridian Postal Federal Credit Union: common questions
Is Meridian Postal Federal Credit Union NCUA insured?
Yes. Meridian Postal Federal Credit Union is a federally insured credit union (NCUA charter #24894). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Meridian Postal Federal Credit Union's TellerScore?
86 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Meridian Postal Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Meridian
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| 1st Mississippi Federal Credit UnionCredit union Meridian, MS | 79 out of 100, Strong | $82.8M | 28.5% | 0.79% | vs |
| Meridian Mississippi Ang Federal Credit UnionCredit union Meridian, MS | 78 out of 100, Strong | $31.3M | 14.6% | 1.57% | vs |
| West Alabama Bank & TrustBank Reform, AL | 77 out of 100, Strong | $929.0M | 12.2% | 0.44% | vs |
| Naheola Credit UnionCredit union Pennington, AL | 74 out of 100, Strong | $219.6M | 18.0% | 1.97% | vs |
| The Commercial BankBank De Kalb, MS | 72 out of 100, Strong | $295.5M | 10.6% | 0.25% | vs |
| Meridian Mutual Federal Credit UnionCredit union Meridian, MS | 71 out of 100, Strong | $71.2M | 12.4% | 1.19% | vs |