Side-by-side · Q2 2026 data
Memphis City Employees Credit Union vs Ten Credit Union
Metric by metric
| Measure | Memphis City Employees Credit Union | Ten Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 62 |
| Capital cushion | 95 (stronger) | 36 |
| Loan quality | 79 | 93 (stronger) |
| Earnings | 42 (stronger) | 26 |
| Funding & liquidity | 97 (stronger) | 90 |
| Problem-loan coverage | 95 | 97 (stronger) |
| Peer percentile | 80th | 26th |
| Total assets | $502.5M | $392.0M |
| Deposits / shares | $420.2M | $337.2M |
| Capital ratio | 14.48% (stronger) | 8.63% |
| Problem loans | 0.63% | 0.21% (stronger) |
| Net charge-offs | 0.55% | 0.27% (stronger) |
| Return on assets | 0.55% (stronger) | 0.15% |
| Loans ÷ deposits | 63.1% (stronger) | 70.2% |
| Uninsured deposits | 2.9% (stronger) | 6.5% |
| Offices | 6 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.3% | 13.2% |
Memphis City Employees Credit Union has the higher TellerScore (81 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Memphis City Employees Credit Union leads on 5 and Ten Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.