Side-by-side · Q2 2026 data
Mercer County Community Federal Credit Union vs Healthcare First Credit Union
Credit union
Mercer County Community Federal Credit Union
Hermitage, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | Mercer County Community Federal Credit Union | Healthcare First Credit Union |
|---|---|---|
| TellerScore | 50 | 76 (stronger) |
| Capital cushion | 58 | 85 (stronger) |
| Loan quality | 1 | 58 (stronger) |
| Earnings | 48 | 58 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 78 | 95 (stronger) |
| Peer percentile | 6th | 68th |
| Total assets | $114.7M | $100.6M |
| Deposits / shares | $102.0M | $85.7M |
| Capital ratio | 10.76% | 13.49% (stronger) |
| Problem loans | 2.98% | 1.27% (stronger) |
| Net charge-offs | 2.91% | 0.45% (stronger) |
| Return on assets | 0.70% | 0.94% (stronger) |
| Loans ÷ deposits | 43.9% | 31.6% (stronger) |
| Uninsured deposits | 0.5% (stronger) | 1.7% |
| Offices | 1 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Healthcare First Credit Union has the higher TellerScore (76 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Mercer County Community Federal Credit Union leads on 1 and Healthcare First Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.