Side-by-side · Q2 2026 data
Mercer County Community Federal Credit Union vs White Rose Credit Union
Credit union
Mercer County Community Federal Credit Union
Hermitage, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | Mercer County Community Federal Credit Union | White Rose Credit Union |
|---|---|---|
| TellerScore | 50 | 66 (stronger) |
| Capital cushion | 58 (stronger) | 39 |
| Loan quality | 1 | 88 (stronger) |
| Earnings | 48 (stronger) | 40 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 78 | 96 (stronger) |
| Peer percentile | 6th | 37th |
| Total assets | $114.7M | $115.5M |
| Deposits / shares | $102.0M | $104.3M |
| Capital ratio | 10.76% (stronger) | 8.91% |
| Problem loans | 2.98% | 0.35% (stronger) |
| Net charge-offs | 2.91% | 0.61% (stronger) |
| Return on assets | 0.70% (stronger) | 0.51% |
| Loans ÷ deposits | 43.9% (stronger) | 53.3% |
| Uninsured deposits | 0.5% (stronger) | 2.0% |
| Offices | 1 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 19.7% |
White Rose Credit Union has the higher TellerScore (66 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Mercer County Community Federal Credit Union leads on 4 and White Rose Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.