Side-by-side · Q2 2026 data
Mercer County NJ Teachers Federal Credit Union vs Police & Fire Federal Credit Union
Credit union
Mercer County NJ Teachers Federal Credit Union
Hamilton Square, New Jersey · Under $100 million in assets
Credit union
Police & Fire Federal Credit Union
Philadelphia, Pennsylvania · Over $10 billion
Metric by metric
| Measure | Mercer County NJ Teachers Federal Credit Union | Police & Fire Federal Credit Union |
|---|---|---|
| TellerScore | 76 | 96 (stronger) |
| Capital cushion | 98 | 100 (stronger) |
| Loan quality | 13 | 92 (stronger) |
| Earnings | 99 (stronger) | 98 |
| Funding & liquidity | 100 (stronger) | 91 |
| Problem-loan coverage | 83 | 99 (stronger) |
| Peer percentile | 54th | 100th |
| Total assets | $52.2M | $10.2B |
| Deposits / shares | $44.8M | $8.3B |
| Capital ratio | 14.84% | 18.56% (stronger) |
| Problem loans | 2.62% | 0.24% (stronger) |
| Net charge-offs | -0.02% (stronger) | 0.33% |
| Return on assets | 1.97% (stronger) | 1.95% |
| Loans ÷ deposits | 53.0% (stronger) | 68.9% |
| Uninsured deposits | 1.9% (stronger) | 9.1% |
| Offices | 1 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Police & Fire Federal Credit Union has the higher TellerScore (96 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Mercer County NJ Teachers Federal Credit Union leads on 4 and Police & Fire Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.