Side-by-side · Q2 2026 data
Mercer Credit Union vs United Equity Credit Union
Metric by metric
| Measure | Mercer Credit Union | United Equity Credit Union |
|---|---|---|
| TellerScore | 68 | 94 (stronger) |
| Capital cushion | 99 | 100 (stronger) |
| Loan quality | 46 | 92 (stronger) |
| Earnings | 33 | 87 (stronger) |
| Funding & liquidity | 80 | 88 (stronger) |
| Problem-loan coverage | 86 | 99 (stronger) |
| Peer percentile | 36th | 95th |
| Total assets | $2.6M | $66.2M |
| Deposits / shares | $2.2M | $53.7M |
| Capital ratio | 14.90% | 18.66% (stronger) |
| Problem loans | 1.61% | 0.23% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.21% |
| Return on assets | 0.32% | 1.68% (stronger) |
| Loans ÷ deposits | 80.5% | 72.5% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
United Equity Credit Union has the higher TellerScore (94 vs 68). On the 6 directional measures above (where higher or lower is clearly better), Mercer Credit Union leads on 1 and United Equity Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.