Side-by-side · Q2 2026 data
Merchants & Farmers Bank & Trust Company vs First Federal Bank of Louisiana
Metric by metric
| Measure | Merchants & Farmers Bank & Trust Company | First Federal Bank of Louisiana |
|---|---|---|
| TellerScore | 70 | 70 |
| Capital cushion | 62 | 70 (stronger) |
| Loan quality | 77 | 94 (stronger) |
| Earnings | 57 (stronger) | 33 |
| Funding & liquidity | 77 | 77 |
| Problem-loan coverage | 93 (stronger) | 74 |
| Peer percentile | 43rd | 58th |
| Total assets | $541.4M | $1.1B |
| Deposits / shares | $486.0M | $991.6M |
| Capital ratio | 11.17% | 11.95% (stronger) |
| Problem loans | 0.70% | 0.17% (stronger) |
| Net charge-offs | 0.05% (stronger) | 0.43% |
| Return on assets | 0.92% (stronger) | 0.32% |
| Loans ÷ deposits | 55.1% (stronger) | 64.0% |
| Uninsured deposits | 36.0% | 32.2% (stronger) |
| Offices | 9 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.0% | 16.3% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Merchants & Farmers Bank & Trust Company leads on 3 and First Federal Bank of Louisiana on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Lake Charles, LA
- Sulphur, LA
- Vinton, LA