Side-by-side · Q2 2026 data
Merchants & Farmers Bank & Trust Company vs First National Bank in DeRidder
Metric by metric
| Measure | Merchants & Farmers Bank & Trust Company | First National Bank in DeRidder |
|---|---|---|
| TellerScore | 70 | 70 |
| Capital cushion | 62 (stronger) | 48 |
| Loan quality | 77 | 81 (stronger) |
| Earnings | 57 | 78 (stronger) |
| Funding & liquidity | 77 (stronger) | 74 |
| Problem-loan coverage | 93 (stronger) | 87 |
| Peer percentile | 43rd | 43rd |
| Total assets | $541.4M | $419.0M |
| Deposits / shares | $486.0M | $379.2M |
| Capital ratio | 11.17% (stronger) | 9.84% |
| Problem loans | 0.70% | 0.57% (stronger) |
| Net charge-offs | 0.05% | 0.00% (stronger) |
| Return on assets | 0.92% | 1.44% (stronger) |
| Loans ÷ deposits | 55.1% (stronger) | 65.4% |
| Uninsured deposits | 36.0% | 34.1% (stronger) |
| Offices | 9 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.0% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Merchants & Farmers Bank & Trust Company leads on 2 and First National Bank in DeRidder on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.