Side-by-side · Q2 2026 data
Merchants & Farmers Bank of Greene County, Alabama vs West Alabama Bank & Trust
Bank
Merchants & Farmers Bank of Greene County, Alabama
Eutaw, Alabama · $100 million – $1 billion
Metric by metric
| Measure | Merchants & Farmers Bank of Greene County, Alabama | West Alabama Bank & Trust |
|---|---|---|
| TellerScore | 46 | 77 (stronger) |
| Capital cushion | 67 | 72 (stronger) |
| Loan quality | 0 | 85 (stronger) |
| Earnings | 51 | 71 (stronger) |
| Funding & liquidity | 76 | 77 (stronger) |
| Problem-loan coverage | 43 | 87 (stronger) |
| Peer percentile | 5th | 68th |
| Total assets | $135.9M | $929.0M |
| Deposits / shares | $120.4M | $806.4M |
| Capital ratio | 11.69% | 12.22% (stronger) |
| Problem loans | 5.41% | 0.44% (stronger) |
| Net charge-offs | 0.11% (stronger) | 0.16% |
| Return on assets | 0.77% | 1.28% (stronger) |
| Loans ÷ deposits | 68.1% (stronger) | 74.0% |
| Uninsured deposits | 30.0% | 23.0% (stronger) |
| Offices | 3 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
West Alabama Bank & Trust has the higher TellerScore (77 vs 46). On the 7 directional measures above (where higher or lower is clearly better), Merchants & Farmers Bank of Greene County, Alabama leads on 2 and West Alabama Bank & Trust on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.