Side-by-side · Q2 2026 data
Merchants & Planters' Bank vs Today's Bank
Metric by metric
| Measure | Merchants & Planters' Bank | Today's Bank |
|---|---|---|
| TellerScore | 62 | 62 |
| Capital cushion | 52 (stronger) | 45 |
| Loan quality | 57 | 75 (stronger) |
| Earnings | 58 (stronger) | 50 |
| Funding & liquidity | 80 (stronger) | 77 |
| Problem-loan coverage | 87 (stronger) | 84 |
| Peer percentile | 22nd | 22nd |
| Total assets | $379.4M | $351.0M |
| Deposits / shares | $340.9M | $294.6M |
| Capital ratio | 10.15% (stronger) | 9.54% |
| Problem loans | 1.29% | 0.74% (stronger) |
| Net charge-offs | -0.26% (stronger) | 0.01% |
| Return on assets | 0.95% (stronger) | 0.75% |
| Loans ÷ deposits | 52.8% (stronger) | 82.8% |
| Uninsured deposits | 32.8% | 14.4% (stronger) |
| Offices | 10 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 20.0% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Merchants & Planters' Bank leads on 4 and Today's Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.