Side-by-side · Q2 2026 data
Merchants and Planters Bank vs The Jefferson Bank
Metric by metric
| Measure | Merchants and Planters Bank | The Jefferson Bank |
|---|---|---|
| TellerScore | 91 (stronger) | 90 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 87 |
| Earnings | 69 | 100 (stronger) |
| Funding & liquidity | 84 (stronger) | 59 |
| Problem-loan coverage | 98 (stronger) | 97 |
| Peer percentile | 96th | 95th |
| Total assets | $199.0M | $210.8M |
| Deposits / shares | $161.7M | $174.8M |
| Capital ratio | 18.17% (stronger) | 16.65% |
| Problem loans | 0.00% (stronger) | 0.38% |
| Net charge-offs | -0.02% | -0.08% (stronger) |
| Return on assets | 1.22% | 2.22% (stronger) |
| Loans ÷ deposits | 58.5% (stronger) | 89.7% |
| Uninsured deposits | 29.4% | 25.5% (stronger) |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.0% | — |
Merchants and Planters Bank has the higher TellerScore (91 vs 90). On the 7 directional measures above (where higher or lower is clearly better), Merchants and Planters Bank leads on 4 and The Jefferson Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.