Side-by-side · Q2 2026 data
Merchants Bank, National Association vs Minnwest Bank
Metric by metric
| Measure | Merchants Bank, National Association | Minnwest Bank |
|---|---|---|
| TellerScore | 73 (stronger) | 68 |
| Capital cushion | 65 (stronger) | 58 |
| Loan quality | 82 (stronger) | 81 |
| Earnings | 69 (stronger) | 66 |
| Funding & liquidity | 67 (stronger) | 57 |
| Problem-loan coverage | 94 (stronger) | 89 |
| Peer percentile | 70th | 49th |
| Total assets | $2.9B | $2.9B |
| Deposits / shares | $2.5B | $2.6B |
| Capital ratio | 11.49% (stronger) | 10.80% |
| Problem loans | 0.53% (stronger) | 0.56% |
| Net charge-offs | 0.06% (stronger) | 0.20% |
| Return on assets | 1.23% (stronger) | 1.14% |
| Loans ÷ deposits | 81.5% (stronger) | 90.3% |
| Uninsured deposits | 25.8% (stronger) | 26.4% |
| Offices | 22 | 33 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.9% | 11.9% |
Merchants Bank, National Association has the higher TellerScore (73 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Merchants Bank, National Association leads on 7 and Minnwest Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.