Side-by-side · Q2 2026 data
Merchants Bank of Indiana vs Greenfield Banking Company
Metric by metric
| Measure | Merchants Bank of Indiana | Greenfield Banking Company |
|---|---|---|
| TellerScore | 63 | 84 (stronger) |
| Capital cushion | 63 | 89 (stronger) |
| Loan quality | 61 | 88 (stronger) |
| Earnings | 80 | 89 (stronger) |
| Funding & liquidity | 35 | 58 (stronger) |
| Problem-loan coverage | 77 | 89 (stronger) |
| Peer percentile | 39th | 86th |
| Total assets | $21.2B | $930.5M |
| Deposits / shares | $14.3B | $798.6M |
| Capital ratio | 11.28% | 13.92% (stronger) |
| Problem loans | 1.18% | 0.35% (stronger) |
| Net charge-offs | 0.41% | 0.05% (stronger) |
| Return on assets | 1.49% | 1.71% (stronger) |
| Loans ÷ deposits | 120.5% | 72.6% (stronger) |
| Uninsured deposits | 29.0% (stronger) | 42.1% |
| Offices | 8 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.6% | 16.2% |
Greenfield Banking Company has the higher TellerScore (84 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Merchants Bank of Indiana leads on 1 and Greenfield Banking Company on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.