Side-by-side · Q2 2026 data
Merchants Bank of Indiana vs Mt Zion Indianapolis Federal Credit Union
Credit union
Mt Zion Indianapolis Federal Credit Union
Indianapolis, Indiana · Under $100 million in assets
Metric by metric
| Measure | Merchants Bank of Indiana | Mt Zion Indianapolis Federal Credit Union |
|---|---|---|
| TellerScore | 63 | 98 (stronger) |
| Capital cushion | 63 | 100 (stronger) |
| Loan quality | 61 | 100 (stronger) |
| Earnings | 80 | 89 (stronger) |
| Funding & liquidity | 35 | 100 (stronger) |
| Problem-loan coverage | 77 | 100 (stronger) |
| Peer percentile | 39th | 98th |
| Total assets | $21.2B | $1.4M |
| Deposits / shares | $14.3B | $733K |
| Capital ratio | 11.28% | 38.27% (stronger) |
| Problem loans | 1.18% | 0.00% (stronger) |
| Net charge-offs | 0.41% (stronger) | 0.93% |
| Return on assets | 1.49% | 1.73% (stronger) |
| Loans ÷ deposits | 120.5% | 54.3% (stronger) |
| Uninsured deposits | 29.0% | 0.0% (stronger) |
| Offices | 8 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.6% | — |
Mt Zion Indianapolis Federal Credit Union has the higher TellerScore (98 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Merchants Bank of Indiana leads on 1 and Mt Zion Indianapolis Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.