TellerScore

Mt Zion Indianapolis Federal Credit Union (NCUA charter #15757) is based in Indianapolis, Indiana. Its Q2 2026 call report shows $1.4M in total assets and $733K in member shares and deposits and 1 office.

Mt Zion Indianapolis Federal Credit Union has a TellerScore of 98 out of 100 (very strong) based on Q2 2026 data — higher than 98% of its 2,479 credit unions with under $100 million in assets. Among 121 credit unions headquartered in Indiana, it ranks 5th. Capital cushion contributes the most (100/100, 38.27%); earnings contributes the least (89/100, 1.73%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 38.27%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings89/100
Return on assets (annualized): 1.73%
Funding & liquidity100/100
Loans ÷ shares: 54.3% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 9 points (89 → 98), mostly because the earnings component improved by 36 points.

TellerScore
668298Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202489
Q3 202491
Q4 202493
Q1 202590
Q2 202589
Q3 202566
Q4 202591
Q1 202696
Q2 202698
Net worth ratio
7.00%22.97%38.94%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202436.49%
Q3 202437.37%
Q4 202437.96%
Q1 202537.64%
Q2 202531.68%
Q3 202538.94%
Q4 202538.54%
Q1 202637.80%
Q2 202638.27%
Delinquent loans (60+ days)
0.00%5.73%11.47%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.20%
Q3 202511.47%
Q4 20250.00%
Q1 20260.51%
Q2 20260.00%
Return on assets
0.62%1.34%2.07%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.62%
Q3 20241.11%
Q4 20241.17%
Q1 20250.80%
Q2 20250.83%
Q3 20251.04%
Q4 20250.88%
Q1 20262.07%
Q2 20261.73%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202698$1.4M38.27%0.00%1.73%54.3%
Q1 202696$1.4M37.80%0.51%2.07%56.0%
Q4 202591$1.4M38.54%0.00%0.88%56.5%
Q3 202566$1.2M38.94%11.47%1.04%55.9%
Q2 202589$1.4M31.68%0.20%0.83%45.9%
Q1 202590$1.1M37.64%0.00%0.80%55.3%
Q4 202493$1.1M37.96%0.00%1.17%61.6%
Q3 202491$1.1M37.37%0.00%1.11%70.6%
Q2 202489$1.1M36.49%0.00%0.62%62.6%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio38.27%
97th
Problem loans0.00%
94th
Net charge-offs0.93%
15th
Return on assets1.73%
90th
Loans to deposits54.3%
56th
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio0.0%
93rd

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Concora Wabash Federal Credit UnionCredit union Wabash, IN82 out of 100, Strong$1.2M21.9%0.00%vs

Deposit insurance

Is my money safe at Mt Zion Indianapolis Federal Credit Union?

Yes. Mt Zion Indianapolis Federal Credit Union is a federally insured credit union (NCUA charter #15757). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 38.27%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Mt Zion Indianapolis Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Mt Zion Indianapolis Federal Credit Union
Type
Federal credit union
NCUA charter #
15757
RSSD ID
601283
Primary regulator
NCUA
Established
1963
Headquarters
3549 Boulevard Pl, Indianapolis, IN 46208
Employees
2

Quick answers

Mt Zion Indianapolis Federal Credit Union: common questions

Is Mt Zion Indianapolis Federal Credit Union NCUA insured?

Yes. Mt Zion Indianapolis Federal Credit Union is a federally insured credit union (NCUA charter #15757). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Mt Zion Indianapolis Federal Credit Union's TellerScore?

98 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Mt Zion Indianapolis Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

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