Side-by-side · Q2 2026 data
Merck Employees Federal Credit Union vs Park View Federal Credit Union
Credit union
Merck Employees Federal Credit Union
Rahway, New Jersey · $1 billion – $10 billion
Metric by metric
| Measure | Merck Employees Federal Credit Union | Park View Federal Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 71 |
| Capital cushion | 100 (stronger) | 51 |
| Loan quality | 90 | 98 (stronger) |
| Earnings | 51 | 55 (stronger) |
| Funding & liquidity | 89 (stronger) | 70 |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 95th | 54th |
| Total assets | $1.7B | $409.6M |
| Deposits / shares | $1.2B | $343.9M |
| Capital ratio | 15.45% (stronger) | 10.06% |
| Problem loans | 0.30% | 0.05% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.07% |
| Return on assets | 0.77% | 0.88% (stronger) |
| Loans ÷ deposits | 18.3% (stronger) | 90.5% |
| Uninsured deposits | 25.4% | 11.3% (stronger) |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.7% |
Merck Employees Federal Credit Union has the higher TellerScore (86 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Merck Employees Federal Credit Union leads on 4 and Park View Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.