Side-by-side · Q2 2026 data
Merco Credit Union vs Long Beach Firemen S Credit Union
Credit union
Long Beach Firemen S Credit Union
Long Beach, California · $100 million – $1 billion
Metric by metric
| Measure | Merco Credit Union | Long Beach Firemen S Credit Union |
|---|---|---|
| TellerScore | 70 | 91 (stronger) |
| Capital cushion | 76 | 100 (stronger) |
| Loan quality | 55 | 99 (stronger) |
| Earnings | 53 | 82 (stronger) |
| Funding & liquidity | 93 (stronger) | 66 |
| Problem-loan coverage | 85 | 100 (stronger) |
| Peer percentile | 51st | 96th |
| Total assets | $207.3M | $201.5M |
| Deposits / shares | $180.2M | $142.0M |
| Capital ratio | 12.56% | 29.43% (stronger) |
| Problem loans | 1.34% | 0.02% (stronger) |
| Net charge-offs | 2.75% | -0.00% (stronger) |
| Return on assets | 0.83% | 1.55% (stronger) |
| Loans ÷ deposits | 66.8% (stronger) | 94.6% |
| Uninsured deposits | 4.7% (stronger) | 11.8% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Long Beach Firemen S Credit Union has the higher TellerScore (91 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Merco Credit Union leads on 2 and Long Beach Firemen S Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.