Side-by-side · Q2 2026 data
Mercy Federal Credit Union vs The Wright Credit Union
Metric by metric
| Measure | Mercy Federal Credit Union | The Wright Credit Union |
|---|---|---|
| TellerScore | 55 | 84 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 12 | 90 (stronger) |
| Earnings | 3 | 48 (stronger) |
| Funding & liquidity | 86 (stronger) | 78 |
| Problem-loan coverage | 81 | 98 (stronger) |
| Peer percentile | 15th | 75th |
| Total assets | $12.4M | $16.2M |
| Deposits / shares | $10.2M | $13.4M |
| Capital ratio | 19.33% (stronger) | 17.27% |
| Problem loans | 2.65% | 0.29% (stronger) |
| Net charge-offs | 2.79% | -0.36% (stronger) |
| Return on assets | -0.42% | 0.71% (stronger) |
| Loans ÷ deposits | 74.3% (stronger) | 82.4% |
| Uninsured deposits | 4.3% | 2.5% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Wright Credit Union has the higher TellerScore (84 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Mercy Federal Credit Union leads on 2 and The Wright Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.