Side-by-side · Q2 2026 data
Meredith Village Savings Bank vs Mascoma Bank
Metric by metric
| Measure | Meredith Village Savings Bank | Mascoma Bank |
|---|---|---|
| TellerScore | 62 | 64 (stronger) |
| Capital cushion | 53 (stronger) | 41 |
| Loan quality | 86 | 95 (stronger) |
| Earnings | 42 (stronger) | 40 |
| Funding & liquidity | 44 | 65 (stronger) |
| Problem-loan coverage | 93 | 97 (stronger) |
| Peer percentile | 27th | 33rd |
| Total assets | $1.6B | $3.0B |
| Deposits / shares | $1.4B | $2.6B |
| Capital ratio | 10.26% (stronger) | 9.09% |
| Problem loans | 0.41% | 0.15% (stronger) |
| Net charge-offs | 0.05% | 0.01% (stronger) |
| Return on assets | 0.56% (stronger) | 0.50% |
| Loans ÷ deposits | 106.1% | 95.1% (stronger) |
| Uninsured deposits | 24.2% | 13.6% (stronger) |
| Offices | 15 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.1% | — |
Mascoma Bank has the higher TellerScore (64 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Meredith Village Savings Bank leads on 2 and Mascoma Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.