TellerScore

Headquartered in Meredith, New Hampshire, Meredith Village Savings Bank is a si with $1.6B in total assets and $1.4B in deposits as of Q2 2026. It operates 18 offices. Its charter dates back to 1869.

Meredith Village Savings Bank has a TellerScore of 62 out of 100 (moderate) based on Q2 2026 data — higher than only 27% of its 897 banks with $1 billion – $10 billion. Among 17 banks headquartered in New Hampshire, it ranks 13th. Problem-loan coverage contributes the most (93/100, 3.5%); earnings contributes the least (42/100, 0.56%).

TellerScore · Q2 2026

Scorecard

Capital cushion53/100
Tier 1 leverage ratio: 10.26%
Loan quality86/100
Noncurrent loans ÷ total loans: 0.41%
Earnings42/100
Return on assets (annualized): 0.56%
Funding & liquidity44/100
Loans ÷ deposits and uninsured-deposit share: 106.1% · 24.2% uninsured
Problem-loan coverage93/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 3.51%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 2 points (60 → 62), mostly because the earnings component improved by 9 points.

TellerScore
576062Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202457
Q3 202458
Q4 202459
Q1 202558
Q2 202560
Q3 202559
Q4 202561
Q1 202662
Q2 202662
Tier 1 leverage ratio
5.00%7.63%10.26%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20249.18%
Q3 20249.35%
Q4 20249.69%
Q1 20259.65%
Q2 20259.96%
Q3 20259.80%
Q4 202510.02%
Q1 202610.00%
Q2 202610.26%
Noncurrent loans
0.30%0.37%0.43%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.35%
Q3 20240.41%
Q4 20240.43%
Q1 20250.42%
Q2 20250.36%
Q3 20250.41%
Q4 20250.30%
Q1 20260.37%
Q2 20260.41%
Return on assets
0.30%0.43%0.56%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.40%
Q3 20240.40%
Q4 20240.46%
Q1 20250.30%
Q2 20250.32%
Q3 20250.36%
Q4 20250.43%
Q1 20260.56%
Q2 20260.56%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202662$1.6B10.26%0.41%0.56%106.1%
Q1 202662$1.6B10.00%0.37%0.56%106.0%
Q4 202561$1.6B10.02%0.30%0.43%107.4%
Q3 202559$1.6B9.80%0.41%0.36%104.3%
Q2 202560$1.6B9.96%0.36%0.32%104.3%
Q1 202558$1.6B9.65%0.42%0.30%106.6%
Q4 202459$1.6B9.69%0.43%0.46%115.2%
Q3 202458$1.6B9.35%0.41%0.40%118.7%
Q2 202457$1.6B9.18%0.35%0.40%121.5%

897 peers · $1 billion – $10 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.26%
45th
Total risk-based capital16.33%
78th
Problem loans0.41%
58th
Net charge-offs0.05%
43rd
Return on assets0.56%
10th
Net interest margin3.31%
27th
Efficiency ratio79.1%
8th
Loans to deposits106.1%
7th
Uninsured deposits24.2%
72nd
Loan-loss reserves0.90%
21st
Texas ratio3.5%
51st

Similar-size banks in New Hampshire

InstitutionScoreAssetsCapitalProblem loansCompare
Bank of New EnglandBank Salem, NH73 out of 100, Strong$1.8B16.8%1.73%vs
Merrimack County Savings BankBank Concord, NH60 out of 100, Moderate$1.4B9.8%0.64%vs
Bank of New HampshireBank Laconia, NH72 out of 100, Strong$2.8B12.1%0.63%vs
Mascoma BankBank Lebanon, NH64 out of 100, Moderate$3.0B9.1%0.15%vs

Deposit insurance

Is my money safe at Meredith Village Savings Bank?

Yes. Meredith Village Savings Bank is an FDIC-insured institution (FDIC certificate #17180). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 24.2% of deposits ($327.3M) are above the $250,000 FDIC insurance limit, below the peer median of 31%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 10.26%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 16.33% (benchmark: 10%).

Check how much of your own balance is covered

18 locations

Branches

Meredith Village Savings Bank lists 15 offices in 13 cities. Most locations:

  • Meredith, NH (2)
  • Moultonborough, NH (2)
  • Alton, NH (1)
  • Ashland, NH (1)
  • Exeter, NH (1)
  • Gilford, NH (1)
  • Laconia, NH (1)
  • Melvin Village, NH (1)
  • North Conway, NH (1)
  • Plymouth, NH (1)
  • Portsmouth, NH (1)
  • Rochester, NH (1)

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Meredith Village Savings Bank reported 916 home-loan applications under HMDA (LEI 549300EWO1QALFC6LE98): 646 originated ($204,500,000 total), 124 denied, and 144 withdrawn or closed by the applicant. Its denial rate on decided applications was 16.1%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Meredith Village Savings Bank
Type
SI
FDIC certificate #
17180
RSSD ID
576608
Primary regulator
FDIC
Holding company
New Hampshire Mutual Bcorp
Established
January 1, 1869
Headquarters
24 Nh 25, Meredith, NH 03253
Employees
242

Quick answers

Meredith Village Savings Bank: common questions

Is Meredith Village Savings Bank FDIC insured?

Yes. Meredith Village Savings Bank is an FDIC-insured institution (FDIC certificate #17180). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Meredith Village Savings Bank's TellerScore?

62 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Meredith Village Savings Bank ever failed?

There is no failure record for FDIC certificate #17180 in the FDIC failed bank list.

How many branches does Meredith Village Savings Bank have?

18 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Meredith

InstitutionScoreAssetsCapitalProblem loansCompare
Bar Harbor Bank & TrustBank Bar Harbor, ME73 out of 100, Strong$4.7B10.5%0.32%vs
Bank of New HampshireBank Laconia, NH72 out of 100, Strong$2.8B12.1%0.63%vs
Granite State Credit UnionCredit union Manchester, NH70 out of 100, Strong$749.5M9.9%0.49%vs
The Camden National BankBank Camden, ME69 out of 100, Moderate$6.9B9.1%0.24%vs
Franklin Savings BankBank Franklin, NH66 out of 100, Moderate$931.4M9.8%0.50%vs
Lighthouse Federal Credit UnionCredit union Dover, NH65 out of 100, Moderate$2.2B10.2%0.38%vs