Side-by-side · Q2 2026 data
Meridia Community Federal Credit Union vs Town of Cheektowaga Federal Credit Union
Credit union
Meridia Community Federal Credit Union
Hamburg, New York · $100 million – $1 billion
Credit union
Town of Cheektowaga Federal Credit Union
Cheektowaga, New York · Under $100 million in assets
Metric by metric
| Measure | Meridia Community Federal Credit Union | Town of Cheektowaga Federal Credit Union |
|---|---|---|
| TellerScore | 94 | 95 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 91 | 100 (stronger) |
| Earnings | 100 (stronger) | 73 |
| Funding & liquidity | 74 | 100 (stronger) |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 98th | 96th |
| Total assets | $144.1M | $38.1M |
| Deposits / shares | $117.7M | $31.6M |
| Capital ratio | 16.36% | 17.16% (stronger) |
| Problem loans | 0.27% | 0.00% (stronger) |
| Net charge-offs | 0.30% | 0.03% (stronger) |
| Return on assets | 2.26% (stronger) | 1.33% |
| Loans ÷ deposits | 86.4% | 40.5% (stronger) |
| Uninsured deposits | 0.9% (stronger) | 5.8% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.1% | — |
Town of Cheektowaga Federal Credit Union has the higher TellerScore (95 vs 94). On the 7 directional measures above (where higher or lower is clearly better), Meridia Community Federal Credit Union leads on 2 and Town of Cheektowaga Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.