Side-by-side · Q2 2026 data
Meridian Mutual Federal Credit Union vs Ferguson Federal Credit Union
Credit union
Meridian Mutual Federal Credit Union
Meridian, Mississippi · Under $100 million in assets
Metric by metric
| Measure | Meridian Mutual Federal Credit Union | Ferguson Federal Credit Union |
|---|---|---|
| TellerScore | 71 (stronger) | 33 |
| Capital cushion | 74 (stronger) | 46 |
| Loan quality | 60 (stronger) | 0 |
| Earnings | 48 (stronger) | 18 |
| Funding & liquidity | 100 (stronger) | 79 |
| Problem-loan coverage | 91 (stronger) | 41 |
| Peer percentile | 42nd | 2nd |
| Total assets | $71.2M | $94.2M |
| Deposits / shares | $62.6M | $83.1M |
| Capital ratio | 12.43% (stronger) | 9.63% |
| Problem loans | 1.19% (stronger) | 3.79% |
| Net charge-offs | 0.05% (stronger) | 1.25% |
| Return on assets | 0.69% (stronger) | -0.05% |
| Loans ÷ deposits | 53.6% (stronger) | 81.2% |
| Uninsured deposits | 5.8% (stronger) | 9.4% |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 22.6% |
Meridian Mutual Federal Credit Union has the higher TellerScore (71 vs 33). On the 7 directional measures above (where higher or lower is clearly better), Meridian Mutual Federal Credit Union leads on 7 and Ferguson Federal Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.