Side-by-side · Q2 2026 data
Meridian Postal Federal Credit Union vs Community Partners Federal Credit Union
Credit union
Meridian Postal Federal Credit Union
Meridian, Mississippi · Under $100 million in assets
Credit union
Community Partners Federal Credit Union
Newton, Mississippi · Under $100 million in assets
Metric by metric
| Measure | Meridian Postal Federal Credit Union | Community Partners Federal Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 60 |
| Capital cushion | 100 (stronger) | 42 |
| Loan quality | 100 (stronger) | 92 |
| Earnings | 30 (stronger) | 0 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 80th | 22nd |
| Total assets | $4.4M | $5.3M |
| Deposits / shares | $3.4M | $4.8M |
| Capital ratio | 23.04% (stronger) | 9.24% |
| Problem loans | 0.00% (stronger) | 0.25% |
| Net charge-offs | 3.43% | 0.75% (stronger) |
| Return on assets | 0.25% (stronger) | -0.58% |
| Loans ÷ deposits | 25.5% (stronger) | 60.1% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Meridian Postal Federal Credit Union has the higher TellerScore (86 vs 60). On the 6 directional measures above (where higher or lower is clearly better), Meridian Postal Federal Credit Union leads on 5 and Community Partners Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.