Side-by-side · Q2 2026 data
Meridian Postal Federal Credit Union vs Naheola Credit Union
Credit union
Meridian Postal Federal Credit Union
Meridian, Mississippi · Under $100 million in assets
Metric by metric
| Measure | Meridian Postal Federal Credit Union | Naheola Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 74 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 34 |
| Earnings | 30 | 86 (stronger) |
| Funding & liquidity | 100 (stronger) | 66 |
| Problem-loan coverage | 100 (stronger) | 84 |
| Peer percentile | 80th | 63rd |
| Total assets | $4.4M | $219.6M |
| Deposits / shares | $3.4M | $178.7M |
| Capital ratio | 23.04% (stronger) | 18.00% |
| Problem loans | 0.00% (stronger) | 1.97% |
| Net charge-offs | 3.43% | 0.16% (stronger) |
| Return on assets | 0.25% | 1.66% (stronger) |
| Loans ÷ deposits | 25.5% (stronger) | 87.6% |
| Uninsured deposits | 0.0% (stronger) | 20.7% |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Meridian Postal Federal Credit Union has the higher TellerScore (86 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Meridian Postal Federal Credit Union leads on 5 and Naheola Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.