Side-by-side · Q2 2026 data
Meridian Trust Federal Credit Union vs Trona Valley Community Federal Credit Union
Credit union
Trona Valley Community Federal Credit Union
Green River, Wyoming · $100 million – $1 billion
Metric by metric
| Measure | Meridian Trust Federal Credit Union | Trona Valley Community Federal Credit Union |
|---|---|---|
| TellerScore | 74 | 83 (stronger) |
| Capital cushion | 79 | 92 (stronger) |
| Loan quality | 73 | 75 (stronger) |
| Earnings | 58 | 78 (stronger) |
| Funding & liquidity | 76 | 78 (stronger) |
| Problem-loan coverage | 90 | 91 (stronger) |
| Peer percentile | 63rd | 83rd |
| Total assets | $730.5M | $470.1M |
| Deposits / shares | $627.7M | $401.0M |
| Capital ratio | 12.92% | 14.22% (stronger) |
| Problem loans | 0.82% | 0.75% (stronger) |
| Net charge-offs | 0.29% (stronger) | 0.88% |
| Return on assets | 0.95% | 1.46% (stronger) |
| Loans ÷ deposits | 84.6% | 81.8% (stronger) |
| Uninsured deposits | 5.5% (stronger) | 8.7% |
| Offices | 6 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.8% | — |
Trona Valley Community Federal Credit Union has the higher TellerScore (83 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Meridian Trust Federal Credit Union leads on 2 and Trona Valley Community Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.