Side-by-side · Q2 2026 data
Merit Bank vs First Jackson Bank, Inc.
Metric by metric
| Measure | Merit Bank | First Jackson Bank, Inc. |
|---|---|---|
| TellerScore | 64 | 93 (stronger) |
| Capital cushion | 47 | 98 (stronger) |
| Loan quality | 100 (stronger) | 97 |
| Earnings | 60 | 97 (stronger) |
| Funding & liquidity | 23 | 66 (stronger) |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 26th | 98th |
| Total assets | $581.6M | $444.3M |
| Deposits / shares | $446.6M | $359.2M |
| Capital ratio | 9.70% | 14.77% (stronger) |
| Problem loans | 0.00% (stronger) | 0.08% |
| Net charge-offs | 0.14% | -0.03% (stronger) |
| Return on assets | 1.01% | 1.93% (stronger) |
| Loans ÷ deposits | 88.7% | 84.8% (stronger) |
| Uninsured deposits | 58.7% | 23.6% (stronger) |
| Offices | 1 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.6% | — |
First Jackson Bank, Inc. has the higher TellerScore (93 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Merit Bank leads on 1 and First Jackson Bank, Inc. on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.