Side-by-side · Q2 2026 data
Meritrust Credit Union vs Bellco Credit Union
Metric by metric
| Measure | Meritrust Credit Union | Bellco Credit Union |
|---|---|---|
| TellerScore | 54 | 55 (stronger) |
| Capital cushion | 31 | 53 (stronger) |
| Loan quality | 84 (stronger) | 51 |
| Earnings | 27 | 49 (stronger) |
| Funding & liquidity | 67 (stronger) | 60 |
| Problem-loan coverage | 87 (stronger) | 76 |
| Peer percentile | 11th | 13th |
| Total assets | $4.1B | $8.5B |
| Deposits / shares | $3.5B | $7.1B |
| Capital ratio | 8.13% | 10.25% (stronger) |
| Problem loans | 0.48% (stronger) | 1.47% |
| Net charge-offs | 0.52% | 0.42% (stronger) |
| Return on assets | 0.17% | 0.72% (stronger) |
| Loans ÷ deposits | 93.7% (stronger) | 98.3% |
| Uninsured deposits | 10.4% (stronger) | 16.2% |
| Offices | 33 | 31 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 45.0% |
Bellco Credit Union has the higher TellerScore (55 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Meritrust Credit Union leads on 3 and Bellco Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.