Side-by-side · Q2 2026 data
Meritrust Credit Union vs Elevations Credit Union
Metric by metric
| Measure | Meritrust Credit Union | Elevations Credit Union |
|---|---|---|
| TellerScore | 54 | 72 (stronger) |
| Capital cushion | 31 | 67 (stronger) |
| Loan quality | 84 | 84 |
| Earnings | 27 | 60 (stronger) |
| Funding & liquidity | 67 (stronger) | 61 |
| Problem-loan coverage | 87 | 94 (stronger) |
| Peer percentile | 11th | 66th |
| Total assets | $4.1B | $3.5B |
| Deposits / shares | $3.5B | $2.7B |
| Capital ratio | 8.13% | 11.73% (stronger) |
| Problem loans | 0.48% (stronger) | 0.49% |
| Net charge-offs | 0.52% | 0.11% (stronger) |
| Return on assets | 0.17% | 1.00% (stronger) |
| Loans ÷ deposits | 93.7% (stronger) | 99.6% |
| Uninsured deposits | 10.4% | 9.2% (stronger) |
| Offices | 33 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Elevations Credit Union has the higher TellerScore (72 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Meritrust Credit Union leads on 2 and Elevations Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.