TellerScore

Side-by-side · Q2 2026 data

Meriwest Credit Union vs Lbs Financial Credit Union

Credit union

Meriwest Credit Union

San Jose, California · $1 billion – $10 billion

54of 100
Below average

Credit union

Lbs Financial Credit Union

Long Beach, California · $1 billion – $10 billion

79of 100
Strong

Metric by metric

MeasureMeriwest Credit UnionLbs Financial Credit Union
TellerScore5479 (stronger)
Capital cushion4181 (stronger)
Loan quality7380 (stronger)
Earnings2550 (stronger)
Funding & liquidity6799 (stronger)
Problem-loan coverage8695 (stronger)
Peer percentile11th86th
Total assets$2.1B$2.2B
Deposits / shares$1.7B$1.9B
Capital ratio9.12%13.11% (stronger)
Problem loans0.81%0.61% (stronger)
Net charge-offs0.64% (stronger)0.79%
Return on assets0.11%0.74% (stronger)
Loans ÷ deposits93.4%61.5% (stronger)
Uninsured deposits13.8% (stronger)14.2%
Offices146
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Lbs Financial Credit Union has the higher TellerScore (79 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Meriwest Credit Union leads on 2 and Lbs Financial Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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