Side-by-side · Q2 2026 data
Merrimack County Savings Bank vs Bank of New Hampshire
Metric by metric
| Measure | Merrimack County Savings Bank | Bank of New Hampshire |
|---|---|---|
| TellerScore | 60 | 72 (stronger) |
| Capital cushion | 48 | 71 (stronger) |
| Loan quality | 79 | 79 |
| Earnings | 39 | 60 (stronger) |
| Funding & liquidity | 60 | 64 (stronger) |
| Problem-loan coverage | 89 | 92 (stronger) |
| Peer percentile | 21st | 66th |
| Total assets | $1.4B | $2.8B |
| Deposits / shares | $1.2B | $2.4B |
| Capital ratio | 9.76% | 12.08% (stronger) |
| Problem loans | 0.64% | 0.63% (stronger) |
| Net charge-offs | 0.18% | 0.00% (stronger) |
| Return on assets | 0.47% | 0.99% (stronger) |
| Loans ÷ deposits | 100.6% | 91.8% (stronger) |
| Uninsured deposits | 15.1% (stronger) | 19.0% |
| Offices | 9 | 21 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 23.1% | 0.0% |
Bank of New Hampshire has the higher TellerScore (72 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Merrimack County Savings Bank leads on 1 and Bank of New Hampshire on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.