Side-by-side · Q2 2026 data
Merrimack County Savings Bank vs Mascoma Bank
Metric by metric
| Measure | Merrimack County Savings Bank | Mascoma Bank |
|---|---|---|
| TellerScore | 60 | 64 (stronger) |
| Capital cushion | 48 (stronger) | 41 |
| Loan quality | 79 | 95 (stronger) |
| Earnings | 39 | 40 (stronger) |
| Funding & liquidity | 60 | 65 (stronger) |
| Problem-loan coverage | 89 | 97 (stronger) |
| Peer percentile | 21st | 33rd |
| Total assets | $1.4B | $3.0B |
| Deposits / shares | $1.2B | $2.6B |
| Capital ratio | 9.76% (stronger) | 9.09% |
| Problem loans | 0.64% | 0.15% (stronger) |
| Net charge-offs | 0.18% | 0.01% (stronger) |
| Return on assets | 0.47% | 0.50% (stronger) |
| Loans ÷ deposits | 100.6% | 95.1% (stronger) |
| Uninsured deposits | 15.1% | 13.6% (stronger) |
| Offices | 9 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 23.1% | — |
Mascoma Bank has the higher TellerScore (64 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Merrimack County Savings Bank leads on 1 and Mascoma Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.