Side-by-side · Q2 2026 data
Merrimack County Savings Bank vs Primary Bank
Metric by metric
| Measure | Merrimack County Savings Bank | Primary Bank |
|---|---|---|
| TellerScore | 60 | 73 (stronger) |
| Capital cushion | 48 | 100 (stronger) |
| Loan quality | 79 (stronger) | 51 |
| Earnings | 39 | 90 (stronger) |
| Funding & liquidity | 60 (stronger) | 27 |
| Problem-loan coverage | 89 (stronger) | 79 |
| Peer percentile | 21st | 53rd |
| Total assets | $1.4B | $769.5M |
| Deposits / shares | $1.2B | $644.2M |
| Capital ratio | 9.76% | 16.32% (stronger) |
| Problem loans | 0.64% (stronger) | 1.48% |
| Net charge-offs | 0.18% | 0.09% (stronger) |
| Return on assets | 0.47% | 1.75% (stronger) |
| Loans ÷ deposits | 100.6% (stronger) | 103.2% |
| Uninsured deposits | 15.1% (stronger) | 41.9% |
| Offices | 9 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 23.1% | — |
Primary Bank has the higher TellerScore (73 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Merrimack County Savings Bank leads on 3 and Primary Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.