Side-by-side · Q2 2026 data
Method Bank vs First Bank & Trust Company
Metric by metric
| Measure | Method Bank | First Bank & Trust Company |
|---|---|---|
| TellerScore | 66 | 78 (stronger) |
| Capital cushion | 48 | 63 (stronger) |
| Loan quality | 77 (stronger) | 76 |
| Earnings | 70 | 89 (stronger) |
| Funding & liquidity | 64 | 85 (stronger) |
| Problem-loan coverage | 88 | 92 (stronger) |
| Peer percentile | 31st | 72nd |
| Total assets | $241.2M | $255.2M |
| Deposits / shares | $204.3M | $229.3M |
| Capital ratio | 9.80% | 11.34% (stronger) |
| Problem loans | 0.70% (stronger) | 0.73% |
| Net charge-offs | 0.03% (stronger) | 1.63% |
| Return on assets | 1.24% | 1.73% (stronger) |
| Loans ÷ deposits | 96.3% | 65.1% (stronger) |
| Uninsured deposits | 5.8% (stronger) | 23.8% |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 10.9% |
First Bank & Trust Company has the higher TellerScore (78 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Method Bank leads on 3 and First Bank & Trust Company on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.