Method Bank is a state-chartered bank (fed member) headquartered in Wyandotte, Oklahoma, in business for about 124 years. At the end of Q2 2026 it reported $241.2M in total assets and $204.3M in deposits, with 2 offices across 2 states.
Method Bank has a TellerScore of 66 out of 100 (moderate) based on Q2 2026 data — higher than only 31% of its 2,650 banks with $100 million – $1 billion. Among 170 banks headquartered in Oklahoma, it ranks 105th. Problem-loan coverage contributes the most (88/100, 5.9%); capital cushion contributes the least (48/100, 9.80%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 4 points (70 → 66), mostly because the earnings component improved by 22 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 59 |
| Q3 2024 | 68 |
| Q4 2024 | 75 |
| Q1 2025 | 73 |
| Q2 2025 | 70 |
| Q3 2025 | 68 |
| Q4 2025 | 61 |
| Q1 2026 | 72 |
| Q2 2026 | 66 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.55% |
| Q3 2024 | 9.72% |
| Q4 2024 | 11.90% |
| Q1 2025 | 10.74% |
| Q2 2025 | 11.34% |
| Q3 2025 | 10.77% |
| Q4 2025 | 9.66% |
| Q1 2026 | 10.21% |
| Q2 2026 | 9.80% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.85% |
| Q3 2024 | 0.08% |
| Q4 2024 | 0.02% |
| Q1 2025 | 0.01% |
| Q2 2025 | 0.52% |
| Q3 2025 | 0.53% |
| Q4 2025 | 0.90% |
| Q1 2026 | 0.37% |
| Q2 2026 | 0.70% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.61% |
| Q3 2024 | 0.80% |
| Q4 2024 | 0.71% |
| Q1 2025 | 0.64% |
| Q2 2025 | 0.70% |
| Q3 2025 | 0.72% |
| Q4 2025 | 0.77% |
| Q1 2026 | 1.38% |
| Q2 2026 | 1.24% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 66 | $241.2M | 9.80% | 0.70% | 1.24% | 96.3% |
| Q1 2026 | 72 | $248.0M | 10.21% | 0.37% | 1.38% | 91.4% |
| Q4 2025 | 61 | $244.3M | 9.66% | 0.90% | 0.77% | 90.6% |
| Q3 2025 | 68 | $240.9M | 10.77% | 0.53% | 0.72% | 89.3% |
| Q2 2025 | 70 | $225.5M | 11.34% | 0.52% | 0.70% | 83.7% |
| Q1 2025 | 73 | $200.9M | 10.74% | 0.01% | 0.64% | 85.7% |
| Q4 2024 | 75 | $164.4M | 11.90% | 0.02% | 0.71% | 89.4% |
| Q3 2024 | 68 | $122.1M | 9.72% | 0.08% | 0.80% | 94.1% |
| Q2 2024 | 59 | $117.8M | 9.55% | 0.85% | 0.61% | 93.7% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Oklahoma
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Idabel National BankBank Idabel, OK | 52 out of 100, Below average | $242.3M | 16.2% | 8.39% | vs |
| Bank of Grand LakeBank Grove, OK | 65 out of 100, Moderate | $249.1M | 10.1% | 0.96% | vs |
| Triad Bank, National AssociationBank Tulsa, OK | 50 out of 100, Below average | $228.6M | 12.7% | 5.96% | vs |
| First Bank & Trust CompanyBank Perry, OK | 78 out of 100, Strong | $255.2M | 11.3% | 0.73% | vs |
| First Security Bank and Trust CompanyBank Oklahoma City, OK | 29 out of 100, Low | $226.0M | 10.1% | 13.20% | vs |
| First Texoma National BankBank Durant, OK | 50 out of 100, Below average | $225.4M | 11.6% | 3.38% | vs |
Deposit insurance
Is my money safe at Method Bank?
Yes. Method Bank is an FDIC-insured institution (FDIC certificate #2317). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 5.8% of deposits ($11.9M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.80%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
2 locations
Branches
Method Bank lists 2 offices in 2 cities across 2 states. Most locations:
- Dallas, TX (1)
- Wyandotte, OK (1)
Identity & history
Profile
- Legal name
- Method Bank
- Former names
- The Bank of Wyandotte
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 2317
- RSSD ID
- 59754
- Primary regulator
- FED
- Holding company
- Method Bancshares Inc
- Established
- September 27, 1902
- Headquarters
- 2 E Broadway, Wyandotte, OK 74370
- Website
- www.method.bank
- Employees
- 22
Quick answers
Method Bank: common questions
Is Method Bank FDIC insured?
Yes. Method Bank is an FDIC-insured institution (FDIC certificate #2317). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Method Bank's TellerScore?
66 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Method Bank ever failed?
There is no failure record for FDIC certificate #2317 in the FDIC failed bank list.
How many branches does Method Bank have?
2 offices as of the latest FDIC data, in 2 states.
Nearby
Highest-scoring banks and credit unions with branches near Wyandotte
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Service 1 Federal Credit UnionCredit union Muskegon, MI | 89 out of 100, Very strong | $198.5M | 18.6% | 0.42% | vs |
| Joplin Metro Credit UnionCredit union Joplin, MO | 89 out of 100, Very strong | $57.8M | 17.7% | 0.78% | vs |
| International Bank of CommerceBank Oklahoma City, OK | 88 out of 100, Very strong | $1.6B | 15.5% | 0.66% | vs |
| The Baxter State BankBank Baxter Springs, KS | 84 out of 100, Strong | $25.2M | 19.7% | 1.11% | vs |
| The City National Bank and Trust Company of Lawton, OklahomaBank Lawton, OK | 83 out of 100, Strong | $446.2M | 13.9% | 0.45% | vs |
| The First National Bank and Trust Company of MiamiBank Miami, OK | 82 out of 100, Strong | $191.4M | 13.4% | 0.60% | vs |