Side-by-side · Q2 2026 data
Method Bank vs First Texoma National Bank
Metric by metric
| Measure | Method Bank | First Texoma National Bank |
|---|---|---|
| TellerScore | 66 (stronger) | 50 |
| Capital cushion | 48 | 66 (stronger) |
| Loan quality | 77 (stronger) | 0 |
| Earnings | 70 (stronger) | 66 |
| Funding & liquidity | 64 | 77 (stronger) |
| Problem-loan coverage | 88 (stronger) | 57 |
| Peer percentile | 31st | 7th |
| Total assets | $241.2M | $225.4M |
| Deposits / shares | $204.3M | $202.3M |
| Capital ratio | 9.80% | 11.60% (stronger) |
| Problem loans | 0.70% (stronger) | 3.38% |
| Net charge-offs | 0.03% (stronger) | 0.23% |
| Return on assets | 1.24% (stronger) | 1.14% |
| Loans ÷ deposits | 96.3% | 74.2% (stronger) |
| Uninsured deposits | 5.8% (stronger) | 22.9% |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.5% |
Method Bank has the higher TellerScore (66 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Method Bank leads on 5 and First Texoma National Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.