Side-by-side · Q2 2026 data
Method Bank vs Service 1 Federal Credit Union
Metric by metric
| Measure | Method Bank | Service 1 Federal Credit Union |
|---|---|---|
| TellerScore | 66 | 89 (stronger) |
| Capital cushion | 48 | 100 (stronger) |
| Loan quality | 77 | 86 (stronger) |
| Earnings | 70 | 83 (stronger) |
| Funding & liquidity | 64 | 73 (stronger) |
| Problem-loan coverage | 88 | 97 (stronger) |
| Peer percentile | 31st | 94th |
| Total assets | $241.2M | $198.5M |
| Deposits / shares | $204.3M | $160.8M |
| Capital ratio | 9.80% | 18.56% (stronger) |
| Problem loans | 0.70% | 0.42% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.52% |
| Return on assets | 1.24% | 1.58% (stronger) |
| Loans ÷ deposits | 96.3% | 87.3% (stronger) |
| Uninsured deposits | 5.8% | 4.3% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Service 1 Federal Credit Union has the higher TellerScore (89 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Method Bank leads on 1 and Service 1 Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.