Side-by-side · Q2 2026 data
Method Bank vs The Baxter State Bank
Metric by metric
| Measure | Method Bank | The Baxter State Bank |
|---|---|---|
| TellerScore | 66 | 84 (stronger) |
| Capital cushion | 48 | 100 (stronger) |
| Loan quality | 77 (stronger) | 63 |
| Earnings | 70 | 70 |
| Funding & liquidity | 64 | 97 (stronger) |
| Problem-loan coverage | 88 | 93 (stronger) |
| Peer percentile | 31st | 76th |
| Total assets | $241.2M | $25.2M |
| Deposits / shares | $204.3M | $19.2M |
| Capital ratio | 9.80% | 19.75% (stronger) |
| Problem loans | 0.70% (stronger) | 1.11% |
| Net charge-offs | 0.03% | 0.00% (stronger) |
| Return on assets | 1.24% (stronger) | 1.24% |
| Loans ÷ deposits | 96.3% | 63.0% (stronger) |
| Uninsured deposits | 5.8% (stronger) | 12.3% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Baxter State Bank has the higher TellerScore (84 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Method Bank leads on 3 and The Baxter State Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.