Side-by-side · Q2 2026 data
Method Bank vs The First National Bank and Trust Company of Miami
Bank
The First National Bank and Trust Company of Miami
Miami, Oklahoma · $100 million – $1 billion
Metric by metric
| Measure | Method Bank | The First National Bank and Trust Company of Miami |
|---|---|---|
| TellerScore | 66 | 82 (stronger) |
| Capital cushion | 48 | 84 (stronger) |
| Loan quality | 77 | 80 (stronger) |
| Earnings | 70 | 100 (stronger) |
| Funding & liquidity | 64 (stronger) | 52 |
| Problem-loan coverage | 88 | 94 (stronger) |
| Peer percentile | 31st | 82nd |
| Total assets | $241.2M | $191.4M |
| Deposits / shares | $204.3M | $162.6M |
| Capital ratio | 9.80% | 13.42% (stronger) |
| Problem loans | 0.70% | 0.60% (stronger) |
| Net charge-offs | 0.03% | 0.00% (stronger) |
| Return on assets | 1.24% | 1.99% (stronger) |
| Loans ÷ deposits | 96.3% | 82.4% (stronger) |
| Uninsured deposits | 5.8% (stronger) | 38.6% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First National Bank and Trust Company of Miami has the higher TellerScore (82 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Method Bank leads on 1 and The First National Bank and Trust Company of Miami on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.